Mortgage Affordability Calculator FAQs

How to Use This Calculator

Enter your income, debts, down payment, rate, taxes, and loan term to estimate affordability.

What Impacts Affordability?

Income

Monthly debt

Interest rates

Down payment

Taxes & insurance

Credit score

What Is a Good DTI Ratio?

Most lenders prefer under 43%, but lower is better.

FAQ

How much house can I afford on $100k income?

Depends on debt, rate, and down payment.

Does a larger down payment help?

Yes, it lowers loan amount and payment.